Monday, February 24, 2014

The Pre-Approval Roller Coaster

I took some pictures of our house last week when everything was clean for our meeting, so my post after this one will be house pictures! But, before I share those I wanted to share how we got here. It was quite the journey to get to our house and we always viewed that as part of our journey to our kids. So here you go!

I wrote this post last October:

One of the goals that Aubrey and I had before we started the adoption process was to be in a house. We have loved our apartments, they were great for the two of us, but when we decided we wanted to start the process for kids we both looked around and realized another human being, no matter how small could not fit in our apartment, we have just out grown it!

So, our perfect plan was to get in a house over the winter and start paperwork in the spring. Sounds like a perfect timeline right? If only it was so easy...

We did know the process would be more complicated because we own our own business. It adds some nice loops and twist to the roller coaster that is the pre-approval process. And while I love twists and loops on real roller coasters, these twists and loops made me sick to my stomach.

Our first problem, in retrospect was that we were trying so hard to make our plan work that we were trying to do it all on our own. With no thought or prayer to God about his plan. We both felt so sure about the timeline leading up to kids that we assumed God must think our plan was looking pretty good.

The first bank we sat down with said, No. And not a, "well its a no, but lets look at what we can do to make it work." More like a, "No, and I don't know of anything I can do to help you and your situation." It was crushing. We both were set back. So, it looked like our timeline was going to be pushed back. We had some things we could do to put us in a more appealing spot for banks, but the new timeline would have us starting the house process next April, which meant kids would be pushed back to an unknown time. I was scared and frustrated.

So, I did something we should have done before sitting down with the first bank, prayed. I asked God what his plan was. I told him that we both felt like he had told us Spring was the time to venture into the kid process, and now we felt confused. But I eventually found rest in Him (of course, why am I always so surprised..?) We found ourselves praying for His will and His plan for our family. We trusted that he would guide us on the right path if we stayed close to his voice.

So, that was our prayer when we decided to sit down with the next bank. While waiting in the lobby I prayed that His plan be made clear to us. If it was a no, that we would have peace about it. Going into the meeting I did have the peace that God was in control.

The meeting felt surreal. From the get-go the guy we talked to (Jeff Sproul at RCU GO SEE HIM! He's great) was positive and excited about helping us get into our first home. Everything that had been an issue with other banks was apparently not a problem at all in his eyes. We looked at each other halfway through the meeting like, "is this really happening?"

The next morning we got an email from him with our Pre-Approval letter! I stopped everything I was doing and prayed. Thank you God for YOUR perfect plan.

It was such a reminder for us that we can do nothing without him, and I'm glad, what an amazing peace that we are afforded knowing that He is the one in control. Why do I waste so much time worrying when I should rest in his promise to take care of me?

So, with our Pre-Approval letter in hand we began house hunting!

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